Landlord Guides

What a void month really costs once utilities and local tax fall back to you, and the practical steps that shorten the gap between tenants.

Six records, four fields each, logged as they happen. What it costs you not to — in unclaimed expenses, in borrowing capacity, and in decisions made on feel.

Everyone quotes a figure. The honest answer is that the number matters less than what it has to survive — a rate rise, a void, and one boiler.

Lenders do not lend on ambition. They lend on evidence. Here is what a lender actually tests before funding your next property, the arithmetic that decides how much you can borrow, and the records that turn a maybe into a yes.

Most landlords find out whether a property made money at the end of the year — months too late to do anything about it. Here's how to track your real cash flow every month.