Landlord Guides

The bill arrives years after the decisions that set it. What counts as an allowable cost, why improvement invoices matter decades later, and the reporting deadline that catches sellers out.

Nobody struggles with the tax return itself. They struggle with reconstructing a year of records in a fortnight. The four documents, the ten minutes a month, and the repairs-versus-improvements line that costs the most.

Only the interest portion of a mortgage payment has any claim to be an expense - and in some countries not even that. How to split it, and why it matters.